Max allowable offer. The most you can pay for a property so the rehab still fits the buyer's percent-of-ARV rule.

Why is 70% the default?

Many flippers buy at about 70% of ARV minus repairs. Some use 65% or 75%. Use the percent your end buyer actually underwrites.

Does this include an assignment fee?

No. This tool is the raw buyer rule. Use the wholesale calculator to subtract your fee and see spread.

MAO calculator

Free MAO calculator for wholesalers and rehab investors. Enter ARV, rehab, and the buyer rule to see max allowable offer. Runs in your browser. Nothing is saved.

How to use this calculator

Enter the after-repair value you can defend with sold comps, not list prices.
Enter the rehab budget you expect to deliver that finish.
Set the buyer rule. 70% is the usual starting point. Match the buyer you will sell to.

Open the MAO calculator